Sample website — Harbor Advisory is a made-up business showing one of our designsAll templatesUse this design
Book a call

Clear numbers for owner-run businesses.

We act as your part-time CFO and operations lead. Monthly reports you can read in ten minutes, and a plan for what to do about them.

Book a 20-minute call See client results

Recent results

Three-location restaurant groupHospitality+6.2 pts
Outdoor gear retailerRetail−38%
Commercial electrical contractorTrades$410k
Physical therapy clinicsHealth52 → 31
Trusted by owners inRestaurantsRetailConstructionClinicsHotels

Three ways to work with us

Financial check-up

Four weeks. We clean up the books, find where money leaks, and hand you a one-page plan.

  • Books reviewed and corrected
  • Margin by product or service
  • 12-month cash forecast
$4,500 fixed

Part-time CFO

A senior advisor two days a month, plus your monthly reporting pack and board-ready numbers.

  • Monthly close and reporting
  • Budget and forecast
  • Bank and investor meetings
$3,800 per month

Projects

A loan, an acquisition, a new location, a pricing change. Scoped and priced up front.

  • SBA and bank loan packages
  • Buy or sell a business
  • Expansion models
from $6,000
Planning session around a wall of sticky notes

No jargon, no 80-page decks

Every month you get one page: what happened, why, and the two or three things worth doing next. We explain it on a call and answer questions in plain language.

Book a call

Partners

Nina Alvarez, partner

Nina Alvarez, CPA

Fifteen years in hospitality and retail finance, the last six as CFO of a 40-location restaurant group.

Daniel Cho, partner

Daniel Cho

Former operations director at a regional contractor. Builds the job-costing and scheduling systems.